SPYM vs HAPI

ASPYM

BHAPI

Measures won3–2SPYM wins · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · SPY $18,060

Lowest cost0.02%SPYM · $2 on $10k

Most income1.01%SPYM · $101 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.1%SPYM and HAPI

SPYM

HAPI

State Street SPDR Portfolio S&P 500 ETF · $182BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+24.3%3 years · per year$19,186 · $19,002+23.9%

+12.6%5 years · per year$18,126 · […][…]

0.02%Expense ratio$2 · $35 on $10k · lower wins0.35%

1.01%12-mo yield$101 · $77 on $10k0.77%

−8.9%Worst dropSmaller wins−8.1%

12.8%VolatilityLower wins12.2%

3–2SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPYM · HAPI

5.9%MSFT5.9%

7.4%AAPL5.9%

7.7%NVDA5.1%

3.8%AMZN5.7%

Held in common50.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPYM vs HAPI

SPYM

SPDR Portfolio S&P 500

$18,126

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSPYMHAPI

Fee0.02%0.35%

Cost on $10k a year$2$35

Yield1.01%0.77%

5 years, per year+12.6%[…]

3 years, per year+24.3%+23.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y12.8%12.2%

3–2measures won
SPYM first

50.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: SPYM, HAPI, SPY

Today

99.8%most shared, SPYM and SPY

SPYMHAPISPY

SPYM—50.1%99.8%

HAPI50.1%—50.2%

SPY99.8%50.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$99most kept, SPYM

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee