SPYM vs HAPI

ASPYM

BHAPI

Measures won3–2SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · SPY $17,493

Lowest cost0.02%SPYM · $2 on $10k

Most income1.35%VO · $135 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.8%SPYM and HAPI

SPYM

HAPI

State Street SPDR Portfolio S&P 500 ETF · $179BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+22.0%3 years · per year$18,161 · $18,105+21.9%

+11.9%5 years · per year$17,553 · […][…]

0.02%Expense ratio$2 · $35 on $10k · lower wins0.35%

1.03%12-mo yield$103 · $78 on $10k0.78%

−8.9%Worst dropSmaller wins−8.1%

13.7%VolatilityLower wins12.9%

3–2SPYM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPYM · HAPI

7.9%AAPL6.2%

6.2%MSFT6.1%

7.1%NVDA4.7%

4.0%AMZN6.0%

Held in common50.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPYM vs HAPI

SPYM

SPDR Portfolio S&P 500

$17,553

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSPYMHAPI

Fee0.02%0.35%

Cost on $10k a year$2$35

Yield1.03%0.78%

5 years, per year+11.9%[…]

3 years, per year+22.0%+21.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.7%12.9%

3–2measures won
SPYM first

50.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: SPYM, HAPI, VO, SPY

Today

99.9%most shared, SPYM and SPY

SPYMHAPIVOSPY

SPYM—50.8%16.1%99.9%

HAPI50.8%—13.5%50.7%

VO16.1%13.5%—16.1%

SPY99.9%50.7%16.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee