VUG vs HAPI

AVUG

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,164SPYM · VUG $16,052

Lowest cost0.02%SPYM · $2 on $10k

Most income1.06%SPYM · $106 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.9%VUG and HAPI

VUG

HAPI

Vanguard Morningstar Growth ETF · $233BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+22.8%3 years · per year$18,532 · $18,219+22.1%

+9.9%5 years · per year$16,052 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

0.43%12-mo yield$43 · $80 on $10k0.80%

−15.1%Worst dropSmaller wins−8.1%

19.0%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUG · HAPI

9.7%MSFT6.2%

12.5%AAPL6.1%

13.5%NVDA4.9%

4.3%AMZN5.9%

Held in common43.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUG vs HAPI

VUG

Vanguard Morningstar Growth

$16,052

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVUGHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield0.43%0.80%

5 years, per year+9.9%[…]

3 years, per year+22.8%+22.1%

Worst drop · 1Y−15.1%−8.1%

Volatility · 1Y19.0%12.8%

3–2measures won
HAPI first

43.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: SPYM, HAPI, VUG

Today

55.4%most shared, SPYM and VUG

SPYMHAPIVUG

SPYM—50.6%55.4%

HAPI50.6%—43.9%

VUG55.4%43.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee