SSPY vs DFAC

ASSPY

BDFAC

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · DFAC $16,526

Lowest cost0.03%VOO · $3 on $10k

Most income1.19%SSPY · $119 on $10k

Smallest drop−7.3%SSPY · worst fall in 1Y

Held in common42.6%SSPY and DFAC

SSPY

DFAC

Stratified LargeCap Index ETF · $135MDimensional - US Core Equity 2 ETF · $85.7B

+18.3%3 years · per year$16,547 · $17,812+21.2%

+9.1%5 years · per year$15,465 · $16,526+10.6%

0.45%Expense ratio$45 · $21 on $10k · lower wins0.21%

1.19%12-mo yield$119 · $90 on $10k0.90%

−7.3%Worst dropSmaller wins−8.5%

11.2%VolatilityLower wins12.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSSPY · DFAC

1.1%MSFT5.0%

0.6%BRK-B0.8%

0.9%WMT0.6%

0.5%AAPL5.8%

Held in common42.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
3	ASSPY	Stratified LargeCap Index ETFRead Desk	0.45%	1.19%	−2.6%	+15.9%	+19.9%	+18.3%	+9.1%	−7.3%	$135M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
3	ASSPY	Stratified LargeCap Index ETFRead Desk	0.45%	1.19%	−2.6%	+15.9%	+19.9%	+18.3%	+9.1%	−7.3%	$135M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SSPY vs DFAC

SSPY

Stratified LargeCap Index

$15,465

DFAC

Dimensional - US Core Equity 2

$16,526

MeasureSSPYDFAC

Fee0.45%0.21%

Cost on $10k a year$45$21

Yield1.19%0.90%

5 years, per year+9.1%+10.6%

3 years, per year+18.3%+21.2%

Worst drop · 1Y−7.3%−8.5%

Volatility · 1Y11.2%12.9%

3–3measures won
level

42.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: SSPY, DFAC, VOO

Today

67.8%most shared, DFAC and VOO

SSPYDFACVOO

SSPY—42.6%41.6%

DFAC42.6%—67.8%

VOO41.6%67.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SSPY$119 − $45 = $74

DFAC$90 − $21 = $69

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee