STIP vs IUSB

ASTIP

BIUSB

Measures won5–1STIP wins · of 6 · 5Y

$10,000 · 5Y$11,570STIP · VCIT $10,493

Lowest cost0.03%STIP · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.4%STIP · worst fall in 1Y

Held in common[…]STIP and IUSB

STIP

IUSB

iShares 0-5 Year TIPS Bond ETF · $16.9BiShares Core Universal USD Bond ETF · $50.4B

+4.9%3 years · per year$11,538 · $11,774+5.6%

+3.0%5 years · per year$11,570 · $10,138+0.3%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

4.61%12-mo yield$461 · $434 on $10k4.34%

−1.4%Worst dropSmaller wins−4.3%

1.7%VolatilityLower wins3.9%

5–1STIP wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSTIP · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASTIP	iShares 0-5 Year TIPS Bond ETFRead Desk	0.03%	4.61%	0.0%	+2.0%	+2.4%	+4.9%	+3.0%	−1.4%	$16.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASTIP	iShares 0-5 Year TIPS Bond ETFRead Desk	0.03%	4.61%	0.0%	+2.0%	+2.4%	+4.9%	+3.0%	−1.4%	$16.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
4	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

STIP vs IUSB

STIP

iShares 0-5 Year TIPS Bond

$11,570

IUSB

iShares Core Universal USD Bond

$10,138

MeasureSTIPIUSB

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield4.61%4.34%

5 years, per year+3.0%+0.3%

3 years, per year+4.9%+5.6%

Worst drop · 1Y−1.4%−4.3%

Volatility · 1Y1.7%3.9%

5–1measures won
STIP first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: STIP, IUSB, BNDX, VCIT

Today

[…]holdings […]

STIPIUSBBNDXVCIT

STIP—[…][…][…]

IUSB[…]—[…][…]

BNDX[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

STIP$461 − $3 = $458

BNDX$464 − $7 = $457

IUSB$434 − $6 = $428

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee