SUB vs FTCA

ASUB

BFTCA

Measures won3–1SUB wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · SUB $10,860

Lowest cost0.07%SUB · $7 on $10k

Most income4.18%FTCA · $418 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SUB and FTCA

SUB

FTCA

iShares Short-Term National Muni Bond ETF · $13.4BFranklin California Municipal Income ETF · $769M

+3.4%3 years · per year$11,045 · […][…]

+1.7%5 years · per year$10,860 · […][…]

0.07%Expense ratio$7 · $35 on $10k · lower wins0.35%

2.57%12-mo yield$257 · $418 on $10k4.18%

−1.9%Worst dropSmaller wins−8.1%

1.4%VolatilityLower wins4.7%

3–1SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSUB · FTCA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
3	BFTCA	Franklin California Municipal Income ETFRead Desk	0.35%	4.18%	+0.4%	+0.8%	+1.4%	new	new	−8.1%	$769M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
3	BFTCA	Franklin California Municipal Income ETFRead Desk	0.35%	4.18%	+0.4%	+0.8%	+1.4%	new	new	−8.1%	$769M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs FTCA

SUB

iShares Short-Term National Muni Bond

$10,860

FTCA

Franklin California Municipal Income

[…]

MeasureSUBFTCA

Fee0.07%0.35%

Cost on $10k a year$7$35

Yield2.57%4.18%

5 years, per year+1.7%[…]

3 years, per year+3.4%[…]

Worst drop · 1Y−1.9%−8.1%

Volatility · 1Y1.4%4.7%

3–1measures won
SUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: SUB, FTCA, SGOV

Today

[…]holdings […]

SUBFTCASGOV

SUB—[…][…]

FTCA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$383most kept, FTCA

FTCA$418 − $35 = $383

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee