SUB vs MMMA

ASUB

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,841SUB

Lowest cost0.07%SUB · $7 on $10k

Most income3.74%MMMA · $374 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and MMMA

SUB

MMMA

iShares Short-Term National Muni Bond ETF · $13.3BNYLI MacKay Muni Allocation ETF · $60M

+3.4%3 years · per year$11,044 · […][…]

+1.6%5 years · per year$10,841 · […][…]

0.07%Expense ratio$7 · $40 on $10k · lower wins0.40%

2.57%12-mo yield$257 · $374 on $10k3.74%

−1.9%Worst dropSmaller wins[…]

1.4%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsSUB · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk		0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk		0.07%	2.57%	0.0%	+1.5%	+2.3%	+3.4%	+1.6%	−1.9%	$13.3B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs MMMA

SUB

iShares Short-Term National Muni Bond

$10,841

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureSUBMMMA

Fee0.07%0.40%

Cost on $10k a year$7$40

Yield2.57%3.74%

5 years, per year+1.6%[…]

3 years, per year+3.4%[…]

Worst drop · 1Y−1.9%[…]

Volatility · 1Y1.4%[…]

1–1measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: SUB, MMMA

Today

[…]holdings […]

SUBMMMA

SUB—[…]

MMMA[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$334most kept, MMMA

MMMA$374 − $40 = $334

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee