SUB vs OVM

ASUB

BOVM

Measures won4–2SUB wins · of 6 · 5Y

$10,000 · 5Y$10,861SUB · OVM $10,610

Lowest cost0.07%SUB · $7 on $10k

Most income5.74%OVM · $574 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and OVM

SUB

OVM

iShares Short-Term National Muni Bond ETF · $13.4BOverlay Shares Municipal Bond ETF · $46M

+3.3%3 years · per year$11,021 · $11,994+6.2%

+1.7%5 years · per year$10,861 · $10,610+1.2%

0.07%Expense ratio$7 · $81 on $10k · lower wins0.81%

2.57%12-mo yield$257 · $574 on $10k5.74%

−1.9%Worst dropSmaller wins−6.4%

1.4%VolatilityLower wins5.7%

4–2SUB wins

$10,000 · 5 yearsOne scale

Shared top holdingsSUB · OVM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk		0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	BOVM	Overlay Shares Municipal Bond ETFRead Desk		0.81%	5.74%	+0.4%	+2.4%	+3.4%	+6.2%	+1.2%	−6.4%	$46M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk		0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	BOVM	Overlay Shares Municipal Bond ETFRead Desk		0.81%	5.74%	+0.4%	+2.4%	+3.4%	+6.2%	+1.2%	−6.4%	$46M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs OVM

SUB

iShares Short-Term National Muni Bond

$10,861

OVM

Overlay Shares Municipal Bond

$10,610

MeasureSUBOVM

Fee0.07%0.81%

Cost on $10k a year$7$81

Yield2.57%5.74%

5 years, per year+1.7%+1.2%

3 years, per year+3.3%+6.2%

Worst drop · 1Y−1.9%−6.4%

Volatility · 1Y1.4%5.7%

4–2measures won
SUB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: SUB, OVM

Today

[…]holdings […]

SUBOVM

SUB—[…]

OVM[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee