TCAF vs IPAY

ATCAF

BIPAY

Measures won4–1TCAF wins · of 6 · 5Y

$10,000 · 5Y$13,686FTCS · IPAY $7,846

Lowest cost0.31%TCAF · $31 on $10k

Most income1.12%FTCS · $112 on $10k

Smallest drop−8.1%FTCS · worst fall in 1Y

Held in common0.0%TCAF and IPAY

TCAF

IPAY

T. Rowe Capital Appreciation Equity ETF · $7.9BAmplify Digital Payments ETF · $152M

+20.3%3 years · per year$17,395 · $14,103+12.1%

[…]5 years · per year[…] · $7,846−4.7%

0.31%Expense ratio$31 · $75 on $10k · lower wins0.75%

0.45%12-mo yield$45 · $82 on $10k0.82%

−10.8%Worst dropSmaller wins−22.6%

13.1%VolatilityLower wins24.9%

4–1TCAF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTCAF · IPAY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	FTCS	First Trust Capital Strength ETFRead Desk	0.53%	1.12%	−1.1%	+11.9%	+14.1%	+13.4%	+6.5%	−8.1%	$8.2B
2	BIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M
3	ATCAF	T. Rowe Capital Appreciation Equity ETFRead Desk	0.31%	0.45%	+0.8%	+10.6%	+10.3%	+20.3%	new	−10.8%	$7.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	FTCS	First Trust Capital Strength ETFRead Desk	0.53%	1.12%	−1.1%	+11.9%	+14.1%	+13.4%	+6.5%	−8.1%	$8.2B
2	BIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M
3	ATCAF	T. Rowe Capital Appreciation Equity ETFRead Desk	0.31%	0.45%	+0.8%	+10.6%	+10.3%	+20.3%	new	−10.8%	$7.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TCAF vs IPAY

TCAF

T. Rowe Capital Appreciation Equity

[…]

IPAY

Amplify Digital Payments

$7,846

MeasureTCAFIPAY

Fee0.31%0.75%

Cost on $10k a year$31$75

Yield0.45%0.82%

5 years, per year[…]−4.7%

3 years, per year+20.3%+12.1%

Worst drop · 1Y−10.8%−22.6%

Volatility · 1Y13.1%24.9%

4–1measures won
TCAF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: TCAF, IPAY, FTCS

Today

6.0%most shared, IPAY and FTCS

TCAFIPAYFTCS

TCAF—0.0%4.5%

IPAY0.0%—6.0%

FTCS4.5%6.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$59most kept, FTCS

FTCS$112 − $53 = $59

TCAF$45 − $31 = $14

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee