TCAL vs SPY

ATCAL

BSPY

Measures won3–1TCAL wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income11.73%TCAL · $1,173 on $10k

Smallest drop−7.0%TCAL · worst fall in 1Y

Held in common9.1%TCAL and SPY

TCAL

SPY

T. Rowe Price Capital Appreciation Premium Income ETF · $321MState Street SPDR S&P 500 ETF · $819B

[…]3 years · per year[…] · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.34%Expense ratio$34 · $9 on $10k · lower wins0.09%

11.73%12-mo yield$1,173 · $103 on $10k1.03%

−7.0%Worst dropSmaller wins−8.9%

10.3%VolatilityLower wins13.6%

3–1TCAL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTCAL · SPY

0.9%PG0.6%

1.0%CSCO0.6%

0.6%PM0.5%

0.4%MRK0.6%

Held in common9.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATCAL	T. Rowe Price Capital Appreciation Premium Income ETFRead Desk	0.34%	11.73%	+0.1%	+8.3%	+9.6%	new	new	−7.0%	$321M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATCAL	T. Rowe Price Capital Appreciation Premium Income ETFRead Desk	0.34%	11.73%	+0.1%	+8.3%	+9.6%	new	new	−7.0%	$321M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TCAL vs SPY

TCAL

T. Rowe Price Capital Appreciation Premium Income

[…]

SPY

SPDR S&P 500

$17,118

MeasureTCALSPY

Fee0.34%0.09%

Cost on $10k a year$34$9

Yield11.73%1.03%

5 years, per year[…]+11.3%

3 years, per year[…]+21.7%

Worst drop · 1Y−7.0%−8.9%

Volatility · 1Y10.3%13.6%

3–1measures won
TCAL first

9.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TCAL, SPY, IVV

Today

99.9%most shared, SPY and IVV

TCALSPYIVV

TCAL—9.1%9.1%

SPY9.1%—99.9%

IVV9.1%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,139most kept, TCAL

TCAL$1,173 − $34 = $1,139

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee