TCAL vs SPYM

ATCAL

BSPYM

Measures won3–1TCAL wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · IVV $17,545

Lowest cost0.02%SPYM · $2 on $10k

Most income11.55%TCAL · $1,155 on $10k

Smallest drop−7.0%TCAL · worst fall in 1Y

Held in common9.0%TCAL and SPYM

TCAL

SPYM

T. Rowe Price Capital Appreciation Premium Income ETF · $321MState Street SPDR Portfolio S&P 500 ETF · $179B

[…]3 years · per year[…] · $18,161+22.0%

[…]5 years · per year[…] · $17,553+11.9%

0.34%Expense ratio$34 · $2 on $10k · lower wins0.02%

11.55%12-mo yield$1,155 · $103 on $10k1.03%

−7.0%Worst dropSmaller wins−8.9%

10.4%VolatilityLower wins13.7%

3–1TCAL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTCAL · SPYM

0.9%PG0.6%

1.0%CSCO0.6%

0.6%PM0.5%

0.4%MRK0.6%

Held in common9.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	ATCAL	T. Rowe Price Capital Appreciation Premium Income ETFRead Desk	0.34%	11.55%	+1.6%	+10.0%	+11.4%	new	new	−7.0%	$321M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
3	ATCAL	T. Rowe Price Capital Appreciation Premium Income ETFRead Desk	0.34%	11.55%	+1.6%	+10.0%	+11.4%	new	new	−7.0%	$321M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TCAL vs SPYM

TCAL

T. Rowe Price Capital Appreciation Premium Income

[…]

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureTCALSPYM

Fee0.34%0.02%

Cost on $10k a year$34$2

Yield11.55%1.03%

5 years, per year[…]+11.9%

3 years, per year[…]+22.0%

Worst drop · 1Y−7.0%−8.9%

Volatility · 1Y10.4%13.7%

3–1measures won
TCAL first

9.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: TCAL, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

TCALSPYMIVV

TCAL—9.0%9.0%

SPYM9.0%—99.9%

IVV9.0%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,121most kept, TCAL

TCAL$1,155 − $34 = $1,121

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee