TFI vs MMMA

ATFI

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$9,944BND · TFI $9,870

Lowest cost0.03%BND · $3 on $10k

Most income4.15%BND · $415 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]TFI and MMMA

TFI

MMMA

State Street SPDR Nuveen ICE Municipal Bond ETF · $2.9BNYLI MacKay Muni Allocation ETF · $59M

+4.0%3 years · per year$11,250 · […][…]

−0.3%5 years · per year$9,870 · […][…]

0.23%Expense ratio$23 · $40 on $10k · lower wins0.40%

3.68%12-mo yield$368 · $375 on $10k3.75%

−6.9%Worst dropSmaller wins[…]

3.7%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTFI · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.2%	−0.6%	−0.3%	+5.2%	−0.1%	−4.5%	$161.4B
2	ATFI	State Street SPDR Nuveen ICE Municipal Bond ETFRead Desk	0.23%	3.68%	0.0%	−0.8%	−0.3%	+4.0%	−0.3%	−6.9%	$2.9B
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.75%	+0.2%	+2.2%	new	new	new	[…]	$59M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.2%	−0.6%	−0.3%	+5.2%	−0.1%	−4.5%	$161.4B
2	ATFI	State Street SPDR Nuveen ICE Municipal Bond ETFRead Desk	0.23%	3.68%	0.0%	−0.8%	−0.3%	+4.0%	−0.3%	−6.9%	$2.9B
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.75%	+0.2%	+2.2%	new	new	new	[…]	$59M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TFI vs MMMA

TFI

SPDR Nuveen ICE Municipal Bond

$9,870

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureTFIMMMA

Fee0.23%0.40%

Cost on $10k a year$23$40

Yield3.68%3.75%

5 years, per year−0.3%[…]

3 years, per year+4.0%[…]

Worst drop · 1Y−6.9%[…]

Volatility · 1Y3.7%[…]

1–1measures won
level

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.6%

AGGiShares

−0.6%

−0.6%Year to date−0.6%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: TFI, MMMA, BND

Today

[…]holdings […]

TFIMMMABND

TFI—[…][…]

MMMA[…]—[…]

BND[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$412most kept, BND

BND$415 − $3 = $412

TFI$368 − $23 = $345

MMMA$375 − $40 = $335

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee