TIER vs FNDF

ATIER

BFNDF

Measures won0–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF

Lowest cost0.25%FNDF · $25 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common35.9%TIER and FNDF

TIER

FNDF

T. Rowe Price International Equity Research ETF · $137MSchwab Fundamental International Large Company Index ETF · $25.9B

[…]3 years · per year[…] · $19,830+25.6%

[…]5 years · per year[…] · $19,326+14.1%

0.38%Expense ratio$38 · $25 on $10k · lower wins0.25%

0.69%12-mo yield$69 · $299 on $10k2.99%

−12.1%Worst dropSmaller wins−10.6%

17.9%VolatilityLower wins16.4%

0–4FNDF wins

$10,000 · 5 yearsOne scale

Shared top holdingsTIER · FNDF

1.1%ROP.SW1.0%

0.9%BHP.AX1.0%

0.8%SHEL.L2.9%

0.7%HSBA.L1.0%

Held in common35.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	ATIER	T. Rowe Price International Equity Research ETFRead Desk		0.38%	0.69%	−3.8%	+7.8%	+12.0%	new	new	−12.1%	$137M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	ATIER	T. Rowe Price International Equity Research ETFRead Desk		0.38%	0.69%	−3.8%	+7.8%	+12.0%	new	new	−12.1%	$137M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIER vs FNDF

TIER

T. Rowe Price International Equity Research

[…]

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureTIERFNDF

Fee0.38%0.25%

Cost on $10k a year$38$25

Yield0.69%2.99%

5 years, per year[…]+14.1%

3 years, per year[…]+25.6%

Worst drop · 1Y−12.1%−10.6%

Volatility · 1Y17.9%16.4%

4–0measures won
FNDF first

35.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: TIER, FNDF

Today

35.9%most shared, TIER and FNDF

TIERFNDF

TIER—35.9%

FNDF35.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

TIER$69 − $38 = $31

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee