TILT vs DFAC

ATILT

BDFAC

Measures won2–3DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · DFAC $16,820

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common73.5%TILT and DFAC

TILT

DFAC

Northern Trust Morningstar US Market Factor Tilt ETF · $2.1BDimensional - US Core Equity 2 ETF · $85.6B

+21.3%3 years · per year$17,866 · $17,787+21.2%

+10.6%5 years · per year$16,523 · $16,820+11.0%

0.26%Expense ratio$26 · $21 on $10k · lower wins0.21%

1.07%12-mo yield$107 · $88 on $10k0.88%

−8.5%Worst dropSmaller wins−8.5%

13.2%VolatilityLower wins13.1%

2–3DFAC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTILT · DFAC

5.2%AAPL5.9%

4.6%NVDA4.9%

4.1%MSFT5.0%

2.7%AMZN2.7%

Held in common73.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.88%	+2.4%	+14.1%	+17.7%	+21.2%	+11.0%	−8.5%	$85.6B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	ATILT	Northern Trust Morningstar US Market Factor Tilt ETFRead Desk	0.26%	1.07%	+2.4%	+12.8%	+16.3%	+21.3%	+10.6%	−8.5%	$2.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.88%	+2.4%	+14.1%	+17.7%	+21.2%	+11.0%	−8.5%	$85.6B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	ATILT	Northern Trust Morningstar US Market Factor Tilt ETFRead Desk	0.26%	1.07%	+2.4%	+12.8%	+16.3%	+21.3%	+10.6%	−8.5%	$2.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TILT vs DFAC

TILT

Northern Trust Morningstar US Market Factor Tilt

$16,523

DFAC

Dimensional - US Core Equity 2

$16,820

MeasureTILTDFAC

Fee0.26%0.21%

Cost on $10k a year$26$21

Yield1.07%0.88%

5 years, per year+10.6%+11.0%

3 years, per year+21.3%+21.2%

Worst drop · 1Y−8.5%−8.5%

Volatility · 1Y13.2%13.1%

3–2measures won
DFAC first

73.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: TILT, DFAC, VOO, VUG

Today

73.5%most shared, TILT and DFAC

TILTDFACVOOVUG

TILT—73.5%69.7%37.5%

DFAC73.5%—67.4%35.8%

VOO69.7%67.4%—58.2%

VUG37.5%35.8%58.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

TILT$107 − $26 = $81

DFAC$88 − $21 = $67

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee