TIME vs DCOR

ATIME

BDCOR

Measures won1–4DCOR wins · of 6 · 5Y

$10,000 · 5Y$17,842VTV · IWF $16,499

Lowest cost0.03%VTV · $3 on $10k

Most income1.83%VTV · $183 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common38.6%TIME and DCOR

TIME

DCOR

Clockwise U.S. Core Equity ETF · $15MU.S. Core Equity 1 Portfolio ETF Class Shares · $45.0B

+25.0%3 years · per year$19,551 · $18,840+23.5%

[…]5 years · per year[…]

1.02%Expense ratio$102 · $17 on $10k · lower wins0.17%

0.70%12-mo yield$70 · $91 on $10k0.91%

−13.1%Worst dropSmaller wins−8.3%

14.4%VolatilityLower wins12.2%

1–4DCOR wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTIME · DCOR

8.0%AAPL5.9%

10.1%NVDA5.5%

7.3%MSFT4.3%

4.9%AMZN2.6%

Held in common38.6%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	−0.4%	+21.0%	+25.0%	+22.7%	+12.3%	−6.4%	$184.2B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+1.0%	−0.5%	−2.9%	+22.7%	+10.5%	−15.6%	$120.2B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.70%	+0.4%	+7.3%	+7.0%	+25.0%	new	−13.1%	$15M
4	BDCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.91%	0.0%	+14.2%	+15.7%	+23.5%	new	−8.3%	$45.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	−0.4%	+21.0%	+25.0%	+22.7%	+12.3%	−6.4%	$184.2B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+1.0%	−0.5%	−2.9%	+22.7%	+10.5%	−15.6%	$120.2B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.70%	+0.4%	+7.3%	+7.0%	+25.0%	new	−13.1%	$15M
4	BDCOR	U.S. Core Equity 1 Portfolio ETF Class SharesRead Desk	0.17%	0.91%	0.0%	+14.2%	+15.7%	+23.5%	new	−8.3%	$45.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIME vs DCOR

TIME

Clockwise U.S. Core Equity

[…]

DCOR

U.S. Core Equity 1 Portfolio ETF Class Shares

[…]

MeasureTIMEDCOR

Fee1.02%0.17%

Cost on $10k a year$102$17

Yield0.70%0.91%

5 years, per year[…][…]

3 years, per year+25.0%+23.5%

Worst drop · 1Y−13.1%−8.3%

Volatility · 1Y14.4%12.2%

4–1measures won
DCOR first

38.6%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.7%

SCHGSchwab

+5.5%

+4.7%Year to date+5.5%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 3, 2026

VTV vs SCHV

YTD

VanguardVTV

+21.0%

SCHVSchwab

+18.4%

+21.0%Year to date+18.4%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: TIME, DCOR, IWF, VTV

Today

51.5%most shared, TIME and IWF

TIMEDCORIWFVTV

TIME—38.6%51.5%16.8%

DCOR38.6%—42.8%41.7%

IWF51.5%42.8%—12.2%

VTV16.8%41.7%12.2%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

DCOR$91 − $17 = $74

IWF$37 − $18 = $19

TIME$70 − $102 = −$32

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee