TIME vs IVV

ATIME

BIVV

Measures won1–4IVV wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common51.9%TIME and IVV

TIME

IVV

Clockwise U.S. Core Equity ETF · $15MiShares Core S&P 500 ETF · $887B

+22.9%3 years · per year$18,547 · $18,221+22.1%

[…]5 years · per year[…] · $17,151+11.4%

1.02%Expense ratio$102 · $3 on $10k · lower wins0.03%

0.72%12-mo yield$72 · $114 on $10k1.14%

−13.1%Worst dropSmaller wins−8.9%

14.9%VolatilityLower wins13.6%

1–4IVV wins

$10,000 · 5 yearsOne scale

Shared top holdingsTIME · IVV

8.2%AAPL7.7%

9.8%NVDA7.3%

9.0%MSFT6.2%

5.3%AMZN3.9%

Held in common51.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	ATIME	Clockwise U.S. Core Equity ETFRead Desk		1.02%	0.72%	−4.2%	+4.1%	+5.7%	+22.9%	new	−13.1%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	ATIME	Clockwise U.S. Core Equity ETFRead Desk		1.02%	0.72%	−4.2%	+4.1%	+5.7%	+22.9%	new	−13.1%	$15M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIME vs IVV

TIME

Clockwise U.S. Core Equity

[…]

IVV

iShares Core S&P 500

$17,151

MeasureTIMEIVV

Fee1.02%0.03%

Cost on $10k a year$102$3

Yield0.72%1.14%

5 years, per year[…]+11.4%

3 years, per year+22.9%+22.1%

Worst drop · 1Y−13.1%−8.9%

Volatility · 1Y14.9%13.6%

4–1measures won
IVV first

51.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: TIME, IVV

Today

51.9%most shared, TIME and IVV

TIMEIVV

TIME—51.9%

IVV51.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

TIME$72 − $102 = −$30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee