TIME vs SCHD

ATIME

BSCHD

Measures won1–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,585VTV · SCHD $16,267

Lowest cost0.03%VTV · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common6.7%TIME and SCHD

TIME

SCHD

Clockwise U.S. Core Equity ETF · $15MSchwab U.S. Dividend Equity ETF · $120B

+22.6%3 years · per year$18,446 · $17,266+20.0%

[…]5 years · per year[…] · $16,267+10.2%

1.02%Expense ratio$102 · $6 on $10k · lower wins0.06%

0.72%12-mo yield$72 · $300 on $10k3.00%

−13.1%Worst dropSmaller wins−6.9%

14.9%VolatilityLower wins11.7%

1–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTIME · SCHD

2.1%UNH3.9%

1.7%COP3.9%

1.0%CVX4.0%

0.6%AMGN4.1%

Held in common6.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.72%	+0.4%	+4.5%	+5.3%	+22.6%	new	−13.1%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.72%	+0.4%	+4.5%	+5.3%	+22.6%	new	−13.1%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIME vs SCHD

TIME

Clockwise U.S. Core Equity

[…]

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureTIMESCHD

Fee1.02%0.06%

Cost on $10k a year$102$6

Yield0.72%3.00%

5 years, per year[…]+10.2%

3 years, per year+22.6%+20.0%

Worst drop · 1Y−13.1%−6.9%

Volatility · 1Y14.9%11.7%

4–1measures won
SCHD first

6.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: TIME, SCHD, VTV

Today

17.9%most shared, SCHD and VTV

TIMESCHDVTV

TIME—6.7%17.5%

SCHD6.7%—17.9%

VTV17.5%17.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VTV$187 − $3 = $184

TIME$72 − $102 = −$30

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee