TIME vs SPY

ATIME

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY

Lowest cost0.09%SPY · $9 on $10k

Most income0.99%SPY · $99 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common52.4%TIME and SPY

TIME

SPY

Clockwise U.S. Core Equity ETF · $15MState Street SPDR S&P 500 ETF · $805B

+25.0%3 years · per year$19,535 · $19,132+24.1%

[…]5 years · per year[…] · $18,060+12.6%

1.02%Expense ratio$102 · $9 on $10k · lower wins0.09%

0.69%12-mo yield$69 · $99 on $10k0.99%

−13.1%Worst dropSmaller wins−8.9%

14.4%VolatilityLower wins12.9%

1–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsTIME · SPY

10.3%NVDA7.7%

7.9%AAPL7.4%

7.5%MSFT5.9%

5.0%AMZN3.8%

Held in common52.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ATIME	Clockwise U.S. Core Equity ETFRead Desk		1.02%	0.69%	+1.2%	+8.6%	+8.2%	+25.0%	new	−13.1%	$15M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ATIME	Clockwise U.S. Core Equity ETFRead Desk		1.02%	0.69%	+1.2%	+8.6%	+8.2%	+25.0%	new	−13.1%	$15M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIME vs SPY

TIME

Clockwise U.S. Core Equity

[…]

SPY

SPDR S&P 500

$18,060

MeasureTIMESPY

Fee1.02%0.09%

Cost on $10k a year$102$9

Yield0.69%0.99%

5 years, per year[…]+12.6%

3 years, per year+25.0%+24.1%

Worst drop · 1Y−13.1%−8.9%

Volatility · 1Y14.4%12.9%

4–1measures won
SPY first

52.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: TIME, SPY

Today

52.4%most shared, TIME and SPY

TIMESPY

TIME—52.4%

SPY52.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

TIME$69 − $102 = −$33

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee