TIME vs VTI

ATIME

BVTI

Measures won1–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common47.9%TIME and VTI

TIME

VTI

Clockwise U.S. Core Equity ETF · $15MVanguard Morningstar Total Stock Market ETF · $689B

+22.6%3 years · per year$18,446 · $18,004+21.7%

[…]5 years · per year[…] · $16,375+10.4%

1.02%Expense ratio$102 · $3 on $10k · lower wins0.03%

0.72%12-mo yield$72 · $109 on $10k1.09%

−13.1%Worst dropSmaller wins−8.9%

14.9%VolatilityLower wins13.7%

1–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTIME · VTI

9.9%NVDA7.1%

8.4%AAPL6.6%

9.0%MSFT5.2%

5.4%AMZN3.3%

Held in common47.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.72%	+0.4%	+4.5%	+5.3%	+22.6%	new	−13.1%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATIME	Clockwise U.S. Core Equity ETFRead Desk	1.02%	0.72%	+0.4%	+4.5%	+5.3%	+22.6%	new	−13.1%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TIME vs VTI

TIME

Clockwise U.S. Core Equity

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureTIMEVTI

Fee1.02%0.03%

Cost on $10k a year$102$3

Yield0.72%1.09%

5 years, per year[…]+10.4%

3 years, per year+22.6%+21.7%

Worst drop · 1Y−13.1%−8.9%

Volatility · 1Y14.9%13.7%

4–1measures won
VTI first

47.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: TIME, VTI, IVV

Today

85.5%most shared, VTI and IVV

TIMEVTIIVV

TIME—47.9%51.9%

VTI47.9%—85.5%

IVV51.9%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VTI$109 − $3 = $106

TIME$72 − $102 = −$30

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee