TLH vs VCIT

ATLH

BVCIT

Measures won0–6VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]TLH and VCIT

TLH

VCIT

iShares 10-20 Year Treasury Bond ETF · $12.3BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+4.0%3 years · per year$11,241 · $12,129+6.6%

−4.7%5 years · per year$7,878 · $10,510+1.0%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

4.64%12-mo yield$464 · $502 on $10k5.02%

−10.3%Worst dropSmaller wins−4.9%

8.0%VolatilityLower wins4.5%

0–6VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTLH · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	ATLH	iShares 10-20 Year Treasury Bond ETFRead Desk	0.15%	4.64%	0.0%	−1.8%	−2.7%	+4.0%	−4.7%	−10.3%	$12.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	ATLH	iShares 10-20 Year Treasury Bond ETFRead Desk	0.15%	4.64%	0.0%	−1.8%	−2.7%	+4.0%	−4.7%	−10.3%	$12.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLH vs VCIT

TLH

iShares 10-20 Year Treasury Bond

$7,878

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureTLHVCIT

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield4.64%5.02%

5 years, per year−4.7%+1.0%

3 years, per year+4.0%+6.6%

Worst drop · 1Y−10.3%−4.9%

Volatility · 1Y8.0%4.5%

6–0measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: TLH, VCIT, IVV, MUB

Today

[…]holdings […]

TLHVCITIVVMUB

TLH—[…][…][…]

VCIT[…]—[…][…]

IVV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLH$464 − $15 = $449

MUB$326 − $5 = $321

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee