TLT vs OBIL

ATLT

BOBIL

Measures won1–3OBIL wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · BND $9,974

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%OBIL · worst fall in 1Y

Held in common[…]TLT and OBIL

TLT

OBIL

iShares 20+ Year Treasury Bond ETF · $49.1BUS Treasury 12 Month Bill ETF · $337M

+3.1%3 years · per year$10,947 · $11,382+4.4%

−7.8%5 years · per year$6,663 · […][…]

0.15%Expense ratio$15 · $15 on $10k · lower wins0.15%

4.77%12-mo yield$477 · $372 on $10k3.72%

−12.5%Worst dropSmaller wins−0.2%

9.6%VolatilityLower wins0.6%

1–3OBIL wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTLT · OBIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−3.6%	+3.1%	−7.8%	−12.5%	$49.1B
4	BOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$337M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−3.6%	+3.1%	−7.8%	−12.5%	$49.1B
4	BOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$337M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLT vs OBIL

TLT

iShares 20+ Year Treasury Bond

$6,663

OBIL

US Treasury 12 Month Bill

[…]

MeasureTLTOBIL

Fee0.15%0.15%

Cost on $10k a year$15$15

Yield4.77%3.72%

5 years, per year−7.8%[…]

3 years, per year+3.1%+4.4%

Worst drop · 1Y−12.5%−0.2%

Volatility · 1Y9.6%0.6%

3–1measures won
OBIL first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: TLT, OBIL, VCIT, BND

Today

[…]holdings […]

TLTOBILVCITBND

TLT—[…][…][…]

OBIL[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

BND$412 − $3 = $409

OBIL$372 − $15 = $357

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee