TLT vs SHY

ATLT

BSHY

Measures won1–4SHY wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · SHY $11,056

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]TLT and SHY

TLT

SHY

iShares 20+ Year Treasury Bond ETF · $48.7BiShares 1-3 Year Treasury Bond ETF · $27.7B

+2.3%3 years · per year$10,710 · $11,280+4.1%

−7.7%5 years · per year$6,714 · $11,056+2.0%

0.15%Expense ratio$15 · $15 on $10k · lower wins0.15%

4.77%12-mo yield$477 · $360 on $10k3.60%

−12.5%Worst dropSmaller wins−0.9%

9.5%VolatilityLower wins1.4%

1–4SHY wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTLT · SHY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BSHY	iShares 1-3 Year Treasury Bond ETFRead Desk	0.15%	3.60%	0.0%	+1.5%	+2.1%	+4.1%	+2.0%	−0.9%	$27.7B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BSHY	iShares 1-3 Year Treasury Bond ETFRead Desk	0.15%	3.60%	0.0%	+1.5%	+2.1%	+4.1%	+2.0%	−0.9%	$27.7B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLT vs SHY

TLT

iShares 20+ Year Treasury Bond

$6,714

SHY

iShares 1-3 Year Treasury Bond

$11,056

MeasureTLTSHY

Fee0.15%0.15%

Cost on $10k a year$15$15

Yield4.77%3.60%

5 years, per year−7.7%+2.0%

3 years, per year+2.3%+4.1%

Worst drop · 1Y−12.5%−0.9%

Volatility · 1Y9.5%1.4%

4–1measures won
SHY first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: TLT, SHY, SGOV, VCIT

Today

[…]holdings […]

TLTSHYSGOVVCIT

TLT—[…][…][…]

SHY[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

SGOV$363 − $9 = $354

SHY$360 − $15 = $345

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee