TLT vs SPIP

ATLT

BSPIP

Measures won0–6SPIP wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · BND $9,985

Lowest cost0.03%BND · $3 on $10k

Most income5.50%SPIP · $550 on $10k

Smallest drop−4.0%SPIP · worst fall in 1Y

Held in common[…]TLT and SPIP

TLT

SPIP

iShares 20+ Year Treasury Bond ETF · $48.9BState Street SPDR Portfolio TIPS ETF · $1.1B

+2.3%3 years · per year$10,710 · $11,265+4.1%

−7.7%5 years · per year$6,714 · $9,972−0.1%

0.15%Expense ratio$15 · $12 on $10k · lower wins0.12%

4.77%12-mo yield$477 · $550 on $10k5.50%

−12.5%Worst dropSmaller wins−4.0%

9.5%VolatilityLower wins3.8%

0–6SPIP wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTLT · SPIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.50%	−0.3%	−0.2%	−0.5%	+4.1%	−0.1%	−4.0%	$1.1B
4	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BSPIP	State Street SPDR Portfolio TIPS ETFRead Desk	0.12%	5.50%	−0.3%	−0.2%	−0.5%	+4.1%	−0.1%	−4.0%	$1.1B
4	ATLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLT vs SPIP

TLT

iShares 20+ Year Treasury Bond

$6,714

SPIP

SPDR Portfolio TIPS

$9,972

MeasureTLTSPIP

Fee0.15%0.12%

Cost on $10k a year$15$12

Yield4.77%5.50%

5 years, per year−7.7%−0.1%

3 years, per year+2.3%+4.1%

Worst drop · 1Y−12.5%−4.0%

Volatility · 1Y9.5%3.8%

6–0measures won
SPIP first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: TLT, SPIP, BND, VCIT

Today

[…]holdings […]

TLTSPIPBNDVCIT

TLT—[…][…][…]

SPIP[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$538most kept, SPIP

SPIP$550 − $12 = $538

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee