TLTD vs VEA

ATLTD

BVEA

Measures won4–2TLTD wins · of 6 · 5Y

$10,000 · 5Y$17,749VOO · TLTD $16,013

Lowest cost0.03%VEA · $3 on $10k

Most income3.34%TLTD · $334 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common60.4%TLTD and VEA

TLTD

VEA

Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETF · $662MVanguard FTSE Developed Markets ETF · $232B

+23.0%3 years · per year$18,628 · $18,246+22.2%

+9.9%5 years · per year$16,013 · $15,484+9.1%

0.41%Expense ratio$41 · $3 on $10k · lower wins0.03%

3.34%12-mo yield$334 · $246 on $10k2.46%

−12.1%Worst dropSmaller wins−11.6%

15.1%VolatilityLower wins17.7%

4–2TLTD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTLTD · VEA

1.1%ASML.AS2.1%

0.9%HSBA.L1.0%

1.0%SHEL.L0.9%

0.6%ROP.SW0.9%

Held in common60.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	ATLTD	Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETFRead Desk	0.41%	3.34%	−0.6%	+9.4%	+15.6%	+23.0%	+9.9%	−12.1%	$662M
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	ATLTD	Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETFRead Desk	0.41%	3.34%	−0.6%	+9.4%	+15.6%	+23.0%	+9.9%	−12.1%	$662M
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLTD vs VEA

TLTD

Northern Trust Morningstar Developed Markets ex-US Factor Tilt

$16,013

VEA

Vanguard FTSE Developed Markets

$15,484

MeasureTLTDVEA

Fee0.41%0.03%

Cost on $10k a year$41$3

Yield3.34%2.46%

5 years, per year+9.9%+9.1%

3 years, per year+23.0%+22.2%

Worst drop · 1Y−12.1%−11.6%

Volatility · 1Y15.1%17.7%

4–2measures won
TLTD first

60.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.1%

IEFAiShares

+9.2%

+12.1%Year to date+9.2%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

Overlap: TLTD, VEA, VOO

Today

60.4%most shared, TLTD and VEA

TLTDVEAVOO

TLTD—60.4%0.0%

VEA60.4%—0.0%

VOO0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$293most kept, TLTD

TLTD$334 − $41 = $293

VEA$246 − $3 = $243

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee