TLTD vs VEA

ATLTD

BVEA

Measures won4–2TLTD wins · of 6 · 5Y

$10,000 · 5Y$15,878TLTD · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.38%TLTD · $338 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common60.1%TLTD and VEA

TLTD

VEA

Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETF · $669MVanguard FTSE Developed Markets ETF · $232B

+21.5%3 years · per year$17,935 · $17,401+20.3%

+9.7%5 years · per year$15,878 · $15,197+8.7%

0.41%Expense ratio$41 · $3 on $10k · lower wins0.03%

3.38%12-mo yield$338 · $251 on $10k2.51%

−12.1%Worst dropSmaller wins−11.6%

15.5%VolatilityLower wins18.1%

4–2TLTD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTLTD · VEA

1.0%ASML.AS2.1%

1.0%HSBA.L1.0%

0.9%SHEL.L0.9%

0.6%ROP.SW0.9%

Held in common60.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ATLTD	Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETFRead Desk	0.41%	3.38%	−0.9%	+8.2%	+15.0%	+21.5%	+9.7%	−12.1%	$669M
2	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ATLTD	Northern Trust Morningstar Developed Markets ex-US Factor Tilt ETFRead Desk	0.41%	3.38%	−0.9%	+8.2%	+15.0%	+21.5%	+9.7%	−12.1%	$669M
2	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TLTD vs VEA

TLTD

Northern Trust Morningstar Developed Markets ex-US Factor Tilt

$15,878

VEA

Vanguard FTSE Developed Markets

$15,197

MeasureTLTDVEA

Fee0.41%0.03%

Cost on $10k a year$41$3

Yield3.38%2.51%

5 years, per year+9.7%+8.7%

3 years, per year+21.5%+20.3%

Worst drop · 1Y−12.1%−11.6%

Volatility · 1Y15.5%18.1%

4–2measures won
TLTD first

60.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TLTD, VEA, VXUS

Today

65.3%most shared, VEA and VXUS

TLTDVEAVXUS

TLTD—60.1%50.3%

VEA60.1%—65.3%

VXUS50.3%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$297most kept, TLTD

TLTD$338 − $41 = $297

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee