TOLL vs QUAL

ATOLL

BQUAL

Measures won0–5QUAL wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO · QUAL $17,248

Lowest cost0.03%VOO · $3 on $10k

Most income1.05%VOO · $105 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common16.0%TOLL and QUAL

TOLL

QUAL

Tema Durable Quality ETF · $61MiShares MSCI USA Quality Factor ETF · $49.1B

+20.5%3 years · per year$17,511 · $18,098+21.9%

[…]5 years · per year[…] · $17,248+11.5%

0.55%Expense ratio$55 · $15 on $10k · lower wins0.15%

0.28%12-mo yield$28 · $83 on $10k0.83%

−11.3%Worst dropSmaller wins−9.0%

17.1%VolatilityLower wins12.1%

0–5QUAL wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTOLL · QUAL

5.0%V3.6%

3.9%LRCX2.7%

2.4%AMAT2.3%

3.6%KLAC2.1%

Held in common16.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.83%	+2.3%	+15.0%	+16.9%	+21.9%	+11.5%	−9.0%	$49.1B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	ATOLL	Tema Durable Quality ETFRead Desk	0.55%	0.28%	+1.1%	+16.2%	+18.0%	+20.5%	new	−11.3%	$61M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.83%	+2.3%	+15.0%	+16.9%	+21.9%	+11.5%	−9.0%	$49.1B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	ATOLL	Tema Durable Quality ETFRead Desk	0.55%	0.28%	+1.1%	+16.2%	+18.0%	+20.5%	new	−11.3%	$61M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOLL vs QUAL

TOLL

Tema Durable Quality

[…]

QUAL

iShares MSCI USA Quality Factor

$17,248

MeasureTOLLQUAL

Fee0.55%0.15%

Cost on $10k a year$55$15

Yield0.28%0.83%

5 years, per year[…]+11.5%

3 years, per year+20.5%+21.9%

Worst drop · 1Y−11.3%−9.0%

Volatility · 1Y17.1%12.1%

5–0measures won
QUAL first

16.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: TOLL, QUAL, VOO, IWF

Today

59.1%most shared, VOO and IWF

TOLLQUALVOOIWF

TOLL—16.0%9.5%12.3%

QUAL16.0%—44.1%42.8%

VOO9.5%44.1%—59.1%

IWF12.3%42.8%59.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

QUAL$83 − $15 = $68

IWF$37 − $18 = $19

TOLL$28 − $55 = −$27

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee