TOPC vs IVV

ATOPC

BIVV

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.0%TOPC · worst fall in 1Y

Held in common85.2%TOPC and IVV

TOPC

IVV

iShares S&P 500 3% Capped ETF · $32MiShares Core S&P 500 ETF · $850B

[…]3 years · per year[…] · $18,221+22.1%

[…]5 years · per year[…] · $17,151+11.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.07%12-mo yield$107 · $114 on $10k1.14%

−8.0%Worst dropSmaller wins−8.9%

13.1%VolatilityLower wins13.6%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTOPC · IVV

3.4%MSFT6.2%

3.3%AAPL7.7%

3.1%AMZN3.9%

2.7%NVDA7.3%

Held in common85.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.07%	−4.4%	+9.0%	+11.1%	new	new	−8.0%	$32M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.07%	−4.4%	+9.0%	+11.1%	new	new	−8.0%	$32M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOPC vs IVV

TOPC

iShares S&P 500 3% Capped

[…]

IVV

iShares Core S&P 500

$17,151

MeasureTOPCIVV

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.07%1.14%

5 years, per year[…]+11.4%

3 years, per year[…]+22.1%

Worst drop · 1Y−8.0%−8.9%

Volatility · 1Y13.1%13.6%

2–1measures won
TOPC first

85.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: TOPC, IVV, SPY

Today

99.9%most shared, IVV and SPY

TOPCIVVSPY

TOPC—85.2%85.2%

IVV85.2%—99.9%

SPY85.2%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

TOPC$107 − $15 = $92

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee