TOPC vs SCHD

ATOPC

BSCHD

Measures won0–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · SCHD $16,375

Lowest cost0.06%SCHD · $6 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common10.2%TOPC and SCHD

TOPC

SCHD

iShares S&P 500 3% Capped ETF · $32MSchwab U.S. Dividend Equity ETF · $120B

[…]3 years · per year[…] · $17,414+20.3%

[…]5 years · per year[…] · $16,375+10.4%

0.15%Expense ratio$15 · $6 on $10k · lower wins0.06%

1.07%12-mo yield$107 · $298 on $10k2.98%

−8.0%Worst dropSmaller wins−6.9%

13.1%VolatilityLower wins11.7%

0–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTOPC · SCHD

0.8%CVX3.9%

0.7%PG4.4%

0.7%MRK3.8%

0.7%KO4.2%

Held in common10.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.07%	−4.4%	+9.0%	+11.1%	new	new	−8.0%	$32M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.07%	−4.4%	+9.0%	+11.1%	new	new	−8.0%	$32M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOPC vs SCHD

TOPC

iShares S&P 500 3% Capped

[…]

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureTOPCSCHD

Fee0.15%0.06%

Cost on $10k a year$15$6

Yield1.07%2.98%

5 years, per year[…]+10.4%

3 years, per year[…]+20.3%

Worst drop · 1Y−8.0%−6.9%

Volatility · 1Y13.1%11.7%

4–0measures won
SCHD first

10.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: TOPC, SCHD, SPY

Today

85.2%most shared, TOPC and SPY

TOPCSCHDSPY

TOPC—10.2%85.2%

SCHD10.2%—8.5%

SPY85.2%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

SPY$103 − $9 = $94

TOPC$107 − $15 = $92

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee