TOPC vs SCHD

ATOPC

BSCHD

Measures won0–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375VTI · SCHD $16,267

Lowest cost0.03%VTI · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common10.5%TOPC and SCHD

TOPC

SCHD

iShares S&P 500 3% Capped ETF · $32MSchwab U.S. Dividend Equity ETF · $120B

[…]3 years · per year[…] · $17,266+20.0%

[…]5 years · per year[…] · $16,267+10.2%

0.15%Expense ratio$15 · $6 on $10k · lower wins0.06%

1.06%12-mo yield$106 · $300 on $10k3.00%

−8.0%Worst dropSmaller wins−6.9%

13.0%VolatilityLower wins11.7%

0–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTOPC · SCHD

0.8%CVX4.0%

0.7%PG4.5%

0.7%KO4.3%

0.7%MRK3.8%

Held in common10.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.06%	+0.2%	+9.2%	+10.6%	new	new	−8.0%	$32M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.06%	+0.2%	+9.2%	+10.6%	new	new	−8.0%	$32M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOPC vs SCHD

TOPC

iShares S&P 500 3% Capped

[…]

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureTOPCSCHD

Fee0.15%0.06%

Cost on $10k a year$15$6

Yield1.06%3.00%

5 years, per year[…]+10.2%

3 years, per year[…]+20.0%

Worst drop · 1Y−8.0%−6.9%

Volatility · 1Y13.0%11.7%

4–0measures won
SCHD first

10.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: TOPC, SCHD, VTI

Today

75.5%most shared, TOPC and VTI

TOPCSCHDVTI

TOPC—10.5%75.5%

SCHD10.5%—7.1%

VTI75.5%7.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VTI$109 − $3 = $106

TOPC$106 − $15 = $91

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee