TOPC vs VTI

ATOPC

BVTI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.0%TOPC · worst fall in 1Y

Held in common75.5%TOPC and VTI

TOPC

VTI

iShares S&P 500 3% Capped ETF · $32MVanguard Morningstar Total Stock Market ETF · $689B

[…]3 years · per year[…] · $18,004+21.7%

[…]5 years · per year[…] · $16,375+10.4%

0.15%Expense ratio$15 · $3 on $10k · lower wins0.03%

1.06%12-mo yield$106 · $109 on $10k1.09%

−8.0%Worst dropSmaller wins−8.9%

13.0%VolatilityLower wins13.7%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTOPC · VTI

3.4%AAPL6.6%

3.4%MSFT5.2%

3.2%AMZN3.3%

2.5%NVDA7.1%

Held in common75.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.06%	+0.2%	+9.2%	+10.6%	new	new	−8.0%	$32M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATOPC	iShares S&P 500 3% Capped ETFRead Desk	0.15%	1.06%	+0.2%	+9.2%	+10.6%	new	new	−8.0%	$32M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOPC vs VTI

TOPC

iShares S&P 500 3% Capped

[…]

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureTOPCVTI

Fee0.15%0.03%

Cost on $10k a year$15$3

Yield1.06%1.09%

5 years, per year[…]+10.4%

3 years, per year[…]+21.7%

Worst drop · 1Y−8.0%−8.9%

Volatility · 1Y13.0%13.7%

2–1measures won
TOPC first

75.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: TOPC, VTI, IVV

Today

85.5%most shared, VTI and IVV

TOPCVTIIVV

TOPC—75.5%85.2%

VTI75.5%—85.5%

IVV85.2%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VTI$109 − $3 = $106

TOPC$106 − $15 = $91

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee