TOS vs ESIM

ATOS

BESIM

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$15,893VEA

Lowest cost0.03%VEA · $3 on $10k

Most income2.41%VEA · $241 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common13.5%TOS and ESIM

TOS

ESIM

Twin Oak Strategic Solutions ETF · $146MEventide International ETF · $30M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.36%Expense ratio$36 · $59 on $10k · lower wins0.59%

0.00%12-mo yield$0 · $144 on $10k1.44%

[…]Worst dropSmaller wins[…]

[…]VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTOS · ESIM

8.7%TSM7.7%

7.2%HY9H.F3.0%

9.8%ASML2.7%

Held in common13.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
2	ATOS	Twin Oak Strategic Solutions ETFRead Desk	0.36%	0.00%	−0.7%	new	new	new	new	[…]	$146M
3	BESIM	Eventide International ETFRead Desk	0.59%	1.44%	+1.1%	+13.8%	new	new	new	[…]	$30M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
2	ATOS	Twin Oak Strategic Solutions ETFRead Desk	0.36%	0.00%	−0.7%	new	new	new	new	[…]	$146M
3	BESIM	Eventide International ETFRead Desk	0.59%	1.44%	+1.1%	+13.8%	new	new	new	[…]	$30M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOS vs ESIM

TOS

Twin Oak Strategic Solutions

[…]

ESIM

Eventide International

[…]

MeasureTOSESIM

Fee0.36%0.59%

Cost on $10k a year$36$59

Yield0.00%1.44%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…][…]

Volatility · 1Y[…][…]

1–1measures won
level

13.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: TOS, ESIM, VEA

Today

13.5%most shared, TOS and ESIM

TOSESIMVEA

TOS—13.5%0.0%

ESIM13.5%—3.3%

VEA0.0%3.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$238most kept, VEA

VEA$241 − $3 = $238

ESIM$144 − $59 = $85

TOS$0 − $36 = −$36

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee