TOS vs ESIM

ATOS

BESIM

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$15,147VEA · VXUS $14,347

Lowest cost0.03%VEA · $3 on $10k

Most income2.50%VEA · $250 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common13.0%TOS and ESIM

TOS

ESIM

Twin Oak Strategic Solutions ETF · $144MEventide International ETF · $30M

[…]3 years · per year[…]

[…]5 years · per year[…]

0.36%Expense ratio$36 · $59 on $10k · lower wins0.59%

0.00%12-mo yield$0 · $149 on $10k1.49%

[…]Worst dropSmaller wins[…]

[…]VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTOS · ESIM

8.6%TSM7.6%

7.0%HY9H.F2.7%

9.6%ASML2.6%

Held in common13.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	ATOS	Twin Oak Strategic Solutions ETFRead Desk	0.36%	0.00%	−5.6%	new	new	new	new	[…]	$144M
4	BESIM	Eventide International ETFRead Desk	0.59%	1.49%	−3.1%	+10.3%	new	new	new	[…]	$30M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	ATOS	Twin Oak Strategic Solutions ETFRead Desk	0.36%	0.00%	−5.6%	new	new	new	new	[…]	$144M
4	BESIM	Eventide International ETFRead Desk	0.59%	1.49%	−3.1%	+10.3%	new	new	new	[…]	$30M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TOS vs ESIM

TOS

Twin Oak Strategic Solutions

[…]

ESIM

Eventide International

[…]

MeasureTOSESIM

Fee0.36%0.59%

Cost on $10k a year$36$59

Yield0.00%1.49%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…][…]

Volatility · 1Y[…][…]

1–1measures won
level

13.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: TOS, ESIM, VXUS, VEA

Today

13.0%most shared, TOS and ESIM

TOSESIMVXUSVEA

TOS—13.0%0.0%0.0%

ESIM13.0%—1.4%3.2%

VXUS0.0%1.4%—8.4%

VEA0.0%3.2%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

ESIM$149 − $59 = $90

TOS$0 − $36 = −$36

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee