TPHD vs SPY

ATPHD

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.92%TPHD · $192 on $10k

Smallest drop−7.5%TPHD · worst fall in 1Y

Held in common7.1%TPHD and SPY

TPHD

SPY

Timothy Plan High Dividend Stock ETF · $394MState Street SPDR S&P 500 ETF · $819B

+15.5%3 years · per year$15,427 · $18,039+21.7%

+9.4%5 years · per year$15,677 · $17,118+11.3%

0.52%Expense ratio$52 · $9 on $10k · lower wins0.09%

1.92%12-mo yield$192 · $103 on $10k1.03%

−7.5%Worst dropSmaller wins−8.9%

10.9%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPHD · SPY

1.2%HD0.6%

1.0%AMGN0.4%

0.5%IBM0.4%

1.4%NEE0.3%

Held in common7.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATPHD	Timothy Plan High Dividend Stock ETFRead Desk	0.52%	1.92%	−1.1%	+14.7%	+16.7%	+15.5%	+9.4%	−7.5%	$394M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATPHD	Timothy Plan High Dividend Stock ETFRead Desk	0.52%	1.92%	−1.1%	+14.7%	+16.7%	+15.5%	+9.4%	−7.5%	$394M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPHD vs SPY

TPHD

Timothy Plan High Dividend Stock

$15,677

SPY

SPDR S&P 500

$17,118

MeasureTPHDSPY

Fee0.52%0.09%

Cost on $10k a year$52$9

Yield1.92%1.03%

5 years, per year+9.4%+11.3%

3 years, per year+15.5%+21.7%

Worst drop · 1Y−7.5%−8.9%

Volatility · 1Y10.9%13.6%

3–3measures won
level

7.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TPHD, SPY, IVV

Today

99.9%most shared, SPY and IVV

TPHDSPYIVV

TPHD—7.1%7.1%

SPY7.1%—99.9%

IVV7.1%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$140most kept, TPHD

TPHD$192 − $52 = $140

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee