TPHD vs USOY

ATPHD

BUSOY

Measures won3–1TPHD wins · of 6 · 5Y

$10,000 · 5Y$15,819TPHD

Lowest cost0.52%TPHD · $52 on $10k

Most income54.64%USOY · $5,464 on $10k

Smallest drop−7.5%TPHD · worst fall in 1Y

Held in common[…]TPHD and USOY

TPHD

USOY

Timothy Plan High Dividend Stock ETF · $394MOil Enhanced Options Income ETF · $73M

+16.2%3 years · per year$15,695 · […][…]

+9.6%5 years · per year$15,819 · […][…]

0.52%Expense ratio$52 · $112 on $10k · lower wins1.12%

1.89%12-mo yield$189 · $5,464 on $10k54.64%

−7.5%Worst dropSmaller wins−25.5%

10.9%VolatilityLower wins39.0%

3–1TPHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsTPHD · USOY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ATPHD	Timothy Plan High Dividend Stock ETFRead Desk		0.52%	1.89%	−1.7%	+16.0%	+18.5%	+16.2%	+9.6%	−7.5%	$394M
2	BUSOY	Oil Enhanced Options Income ETFRead Desk		1.12%	54.64%	+0.9%	+60.8%	+59.4%	new	new	−25.5%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ATPHD	Timothy Plan High Dividend Stock ETFRead Desk		0.52%	1.89%	−1.7%	+16.0%	+18.5%	+16.2%	+9.6%	−7.5%	$394M
2	BUSOY	Oil Enhanced Options Income ETFRead Desk		1.12%	54.64%	+0.9%	+60.8%	+59.4%	new	new	−25.5%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPHD vs USOY

TPHD

Timothy Plan High Dividend Stock

$15,819

USOY

Oil Enhanced Options Income

[…]

MeasureTPHDUSOY

Fee0.52%1.12%

Cost on $10k a year$52$112

Yield1.89%54.64%

5 years, per year+9.6%[…]

3 years, per year+16.2%[…]

Worst drop · 1Y−7.5%−25.5%

Volatility · 1Y10.9%39.0%

3–1measures won
TPHD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: TPHD, USOY

Today

[…]holdings […]

TPHDUSOY

TPHD—[…]

USOY[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$5,352most kept, USOY

USOY$5,464 − $112 = $5,352

TPHD$189 − $52 = $137

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee