TPIF vs FICS

ATPIF

BFICS

Measures won5–1TPIF wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · TPIF $14,546

Lowest cost0.03%VEA · $3 on $10k

Most income2.74%TPIF · $274 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common9.4%TPIF and FICS

TPIF

FICS

Timothy Plan International ETF · $269MFirst Trust International Developed Capital Strength ETF · $205M

+20.1%3 years · per year$17,307 · $14,916+14.3%

+7.8%5 years · per year$14,546 · $12,833+5.1%

0.62%Expense ratio$62 · $70 on $10k · lower wins0.70%

2.74%12-mo yield$274 · $186 on $10k1.86%

−10.2%Worst dropSmaller wins−10.3%

15.1%VolatilityLower wins14.0%

5–1TPIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTPIF · FICS

0.5%TLS.AX2.1%

0.5%SAMPO.HE2.1%

0.5%SLHN.SW2.1%

0.5%GWO.TO1.9%

Held in common9.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B
4	BFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.86%	−1.4%	+5.9%	+10.8%	+14.3%	+5.1%	−10.3%	$205M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B
4	BFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.86%	−1.4%	+5.9%	+10.8%	+14.3%	+5.1%	−10.3%	$205M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs FICS

TPIF

Timothy Plan International

$14,546

FICS

First Trust International Developed Capital Strength

$12,833

MeasureTPIFFICS

Fee0.62%0.70%

Cost on $10k a year$62$70

Yield2.74%1.86%

5 years, per year+7.8%+5.1%

3 years, per year+20.1%+14.3%

Worst drop · 1Y−10.2%−10.3%

Volatility · 1Y15.1%14.0%

5–1measures won
TPIF first

9.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TPIF, FICS, IEMG, VEA

Today

34.0%most shared, TPIF and VEA

TPIFFICSIEMGVEA

TPIF—9.4%3.0%34.0%

FICS9.4%—0.1%9.2%

IEMG3.0%0.1%—9.5%

VEA34.0%9.2%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

TPIF$274 − $62 = $212

FICS$186 − $70 = $116

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee