TPIF vs FNDF

ATPIF

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · TPIF $15,010

Lowest cost0.25%FNDF · $25 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common35.6%TPIF and FNDF

TPIF

FNDF

Timothy Plan International ETF · $266MSchwab Fundamental International Large Company Index ETF · $25.8B

+21.8%3 years · per year$18,056 · $19,830+25.6%

+8.5%5 years · per year$15,010 · $19,326+14.1%

0.62%Expense ratio$62 · $25 on $10k · lower wins0.25%

2.66%12-mo yield$266 · $299 on $10k2.99%

−10.2%Worst dropSmaller wins−10.6%

15.0%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsOne scale

Shared top holdingsTPIF · FNDF

0.5%IBE.MC0.4%

0.5%AI.PA0.4%

0.4%TTE.PA1.9%

0.5%ZURN.SW0.4%

Held in common35.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.8B
2	ATPIF	Timothy Plan International ETFRead Desk		0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$266M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk		0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.8B
2	ATPIF	Timothy Plan International ETFRead Desk		0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$266M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs FNDF

TPIF

Timothy Plan International

$15,010

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureTPIFFNDF

Fee0.62%0.25%

Cost on $10k a year$62$25

Yield2.66%2.99%

5 years, per year+8.5%+14.1%

3 years, per year+21.8%+25.6%

Worst drop · 1Y−10.2%−10.6%

Volatility · 1Y15.0%16.4%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: TPIF, FNDF

Today

35.6%most shared, TPIF and FNDF

TPIFFNDF

TPIF—35.6%

FNDF35.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

TPIF$266 − $62 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee