TPIF vs FNDF

ATPIF

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · IEFA $14,591

Lowest cost0.07%IEFA · $7 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common35.6%TPIF and FNDF

TPIF

FNDF

Timothy Plan International ETF · $270MSchwab Fundamental International Large Company Index ETF · $26.0B

+20.1%3 years · per year$17,307 · $18,863+23.6%

+7.8%5 years · per year$14,546 · $18,637+13.3%

0.62%Expense ratio$62 · $25 on $10k · lower wins0.25%

2.74%12-mo yield$274 · $310 on $10k3.10%

−10.2%Worst dropSmaller wins−10.6%

15.1%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · FNDF

0.5%IBE.MC0.4%

0.5%AI.PA0.4%

0.5%ZURN.SW0.4%

0.4%ENEL.MI0.4%

Held in common35.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs FNDF

TPIF

Timothy Plan International

$14,546

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureTPIFFNDF

Fee0.62%0.25%

Cost on $10k a year$62$25

Yield2.74%3.10%

5 years, per year+7.8%+13.3%

3 years, per year+20.1%+23.6%

Worst drop · 1Y−10.2%−10.6%

Volatility · 1Y15.1%16.6%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: TPIF, FNDF, IEFA

Today

58.2%most shared, FNDF and IEFA

TPIFFNDFIEFA

TPIF—35.6%35.6%

FNDF35.6%—58.2%

IEFA35.6%58.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FNDF$310 − $25 = $285

TPIF$274 − $62 = $212

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee