TPIF vs FNDF

ATPIF

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · TPIF $15,010

Lowest cost0.09%IEMG · $9 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common35.6%TPIF and FNDF

TPIF

FNDF

Timothy Plan International ETF · $269MSchwab Fundamental International Large Company Index ETF · $25.9B

+21.8%3 years · per year$18,056 · $19,830+25.6%

+8.5%5 years · per year$15,010 · $19,326+14.1%

0.62%Expense ratio$62 · $25 on $10k · lower wins0.25%

2.66%12-mo yield$266 · $299 on $10k2.99%

−10.2%Worst dropSmaller wins−10.6%

15.0%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · FNDF

0.5%IBE.MC0.4%

0.5%AI.PA0.4%

0.4%TTE.PA1.9%

0.5%ZURN.SW0.4%

Held in common35.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$269M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs FNDF

TPIF

Timothy Plan International

$15,010

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureTPIFFNDF

Fee0.62%0.25%

Cost on $10k a year$62$25

Yield2.66%2.99%

5 years, per year+8.5%+14.1%

3 years, per year+21.8%+25.6%

Worst drop · 1Y−10.2%−10.6%

Volatility · 1Y15.0%16.4%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+5.0%

IEMGiShares

+12.4%

+5.0%Year to date+12.4%

2.2%Yield2.4%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: TPIF, FNDF, IEMG

Today

35.6%most shared, TPIF and FNDF

TPIFFNDFIEMG

TPIF—35.6%3.0%

FNDF35.6%—6.2%

IEMG3.0%6.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

IEMG$240 − $9 = $231

TPIF$266 − $62 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee