TPIF vs FNDF

ATPIF

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.05%VXUS · $5 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common35.6%TPIF and FNDF

TPIF

FNDF

Timothy Plan International ETF · $270MSchwab Fundamental International Large Company Index ETF · $26.0B

+20.8%3 years · per year$17,636 · $19,830+25.6%

+7.8%5 years · per year$14,586 · $19,326+14.1%

0.62%Expense ratio$62 · $25 on $10k · lower wins0.25%

2.71%12-mo yield$271 · $299 on $10k2.99%

−10.2%Worst dropSmaller wins−10.6%

15.1%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTPIF · FNDF

0.5%IBE.MC0.4%

0.5%AI.PA0.4%

0.5%ZURN.SW0.4%

0.4%TTE.PA1.8%

Held in common35.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$270M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$270M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs FNDF

TPIF

Timothy Plan International

$14,586

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureTPIFFNDF

Fee0.62%0.25%

Cost on $10k a year$62$25

Yield2.71%2.99%

5 years, per year+7.8%+14.1%

3 years, per year+20.8%+25.6%

Worst drop · 1Y−10.2%−10.6%

Volatility · 1Y15.1%16.4%

4–2measures won
FNDF first

35.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: TPIF, FNDF, VXUS, VT

Today

35.6%most shared, TPIF and FNDF

TPIFFNDFVXUSVT

TPIF—35.6%2.4%11.6%

FNDF35.6%—7.1%20.0%

VXUS2.4%7.1%—0.6%

VT11.6%20.0%0.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

TPIF$271 − $62 = $209

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee