TPIF vs IFLO

ATPIF

BIFLO

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$14,586TPIF

Lowest cost0.62%TPIF · $62 on $10k

Most income2.71%TPIF · $271 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common10.0%TPIF and IFLO

TPIF

IFLO

Timothy Plan International ETF · $270MVictoryShares International Free Cash Flow ETF · $301M

+20.8%3 years · per year$17,636 · […][…]

+7.8%5 years · per year$14,586 · […][…]

0.62%Expense ratio$62 · $67 on $10k · lower wins0.67%

2.71%12-mo yield$271 · $170 on $10k1.70%

−10.2%Worst dropSmaller wins−7.3%

15.1%VolatilityLower wins15.0%

2–2Level

$10,000 · 5 yearsOne scale

Shared top holdingsTPIF · IFLO

0.4%SAN.PA2.3%

0.4%KNEBV.HE0.8%

0.4%PHIA.AS1.0%

0.4%9735.T0.7%

Held in common10.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ATPIF	Timothy Plan International ETFRead Desk		0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$270M
2	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk		0.67%	1.70%	−1.9%	+27.9%	+34.9%	new	new	−7.3%	$301M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ATPIF	Timothy Plan International ETFRead Desk		0.62%	2.71%	−2.1%	+10.0%	+15.4%	+20.8%	+7.8%	−10.2%	$270M
2	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk		0.67%	1.70%	−1.9%	+27.9%	+34.9%	new	new	−7.3%	$301M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs IFLO

TPIF

Timothy Plan International

$14,586

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureTPIFIFLO

Fee0.62%0.67%

Cost on $10k a year$62$67

Yield2.71%1.70%

5 years, per year+7.8%[…]

3 years, per year+20.8%[…]

Worst drop · 1Y−10.2%−7.3%

Volatility · 1Y15.1%15.0%

2–2measures won
level

10.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: TPIF, IFLO

Today

10.0%most shared, TPIF and IFLO

TPIFIFLO

TPIF—10.0%

IFLO10.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$209most kept, TPIF

TPIF$271 − $62 = $209

IFLO$170 − $67 = $103

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee