TPIF vs IXUS

ATPIF

BIXUS

Measures won4–2TPIF wins · of 6 · 5Y

$10,000 · 5Y$15,010TPIF · VXUS $15,003

Lowest cost0.05%VXUS · $5 on $10k

Most income2.98%IXUS · $298 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common29.5%TPIF and IXUS

TPIF

IXUS

Timothy Plan International ETF · $266MiShares Core MSCI Total International Stock ETF · $57.0B

+21.8%3 years · per year$18,056 · $17,865+21.3%

+8.5%5 years · per year$15,010 · $14,984+8.4%

0.62%Expense ratio$62 · $7 on $10k · lower wins0.07%

2.66%12-mo yield$266 · $298 on $10k2.98%

−10.2%Worst dropSmaller wins−11.4%

15.0%VolatilityLower wins17.5%

4–2TPIF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · IXUS

0.4%TTE.PA0.4%

0.5%IBE.MC0.4%

0.4%CBA.AX0.5%

0.4%NOVN.SW0.7%

Held in common29.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$266M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	2.98%	+2.0%	+12.4%	+15.2%	+21.3%	+8.4%	−11.4%	$57.0B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$266M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	2.98%	+2.0%	+12.4%	+15.2%	+21.3%	+8.4%	−11.4%	$57.0B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs IXUS

TPIF

Timothy Plan International

$15,010

IXUS

iShares Core MSCI Total International Stock

$14,984

MeasureTPIFIXUS

Fee0.62%0.07%

Cost on $10k a year$62$7

Yield2.66%2.98%

5 years, per year+8.5%+8.4%

3 years, per year+21.8%+21.3%

Worst drop · 1Y−10.2%−11.4%

Volatility · 1Y15.0%17.5%

4–2measures won
TPIF first

29.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: TPIF, IXUS, VXUS

Today

77.8%most shared, IXUS and VXUS

TPIFIXUSVXUS

TPIF—29.5%26.9%

IXUS29.5%—77.8%

VXUS26.9%77.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$291most kept, IXUS

IXUS$298 − $7 = $291

VXUS$237 − $5 = $232

TPIF$266 − $62 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee