TPIF vs IXUS

ATPIF

BIXUS

Measures won4–2TPIF wins · of 6 · 5Y

$10,000 · 5Y$14,546TPIF · VXUS $14,489

Lowest cost0.05%VXUS · $5 on $10k

Most income3.10%IXUS · $310 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common29.5%TPIF and IXUS

TPIF

IXUS

Timothy Plan International ETF · $270MiShares Core MSCI Total International Stock ETF · $56.4B

+20.1%3 years · per year$17,307 · $17,187+19.8%

+7.8%5 years · per year$14,546 · $14,321+7.4%

0.62%Expense ratio$62 · $7 on $10k · lower wins0.07%

2.74%12-mo yield$274 · $310 on $10k3.10%

−10.2%Worst dropSmaller wins−11.4%

15.1%VolatilityLower wins17.9%

4–2TPIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTPIF · IXUS

0.5%IBE.MC0.4%

0.4%TTE.PA0.4%

0.4%NOVN.SW0.7%

0.4%CBA.AX0.5%

Held in common29.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	3.10%	−3.7%	+8.2%	+12.4%	+19.8%	+7.4%	−11.4%	$56.4B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	3.10%	−3.7%	+8.2%	+12.4%	+19.8%	+7.4%	−11.4%	$56.4B
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs IXUS

TPIF

Timothy Plan International

$14,546

IXUS

iShares Core MSCI Total International Stock

$14,322

MeasureTPIFIXUS

Fee0.62%0.07%

Cost on $10k a year$62$7

Yield2.74%3.10%

5 years, per year+7.8%+7.4%

3 years, per year+20.1%+19.8%

Worst drop · 1Y−10.2%−11.4%

Volatility · 1Y15.1%17.9%

4–2measures won
TPIF first

29.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: TPIF, IXUS, VXUS, IEMG

Today

76.8%most shared, IXUS and VXUS

TPIFIXUSVXUSIEMG

TPIF—29.5%26.6%3.0%

IXUS29.5%—76.8%26.5%

VXUS26.6%76.8%—24.8%

IEMG3.0%26.5%24.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, IXUS

IXUS$310 − $7 = $303

VXUS$245 − $5 = $240

IEMG$249 − $9 = $240

TPIF$274 − $62 = $212

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee