TPIF vs SCHD

ATPIF

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · VT $15,957

Lowest cost0.06%SCHD · $6 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%TPIF and SCHD

TPIF

SCHD

Timothy Plan International ETF · $269MSchwab U.S. Dividend Equity ETF · $122B

+20.2%3 years · per year$17,388 · $17,123+19.6%

+8.1%5 years · per year$14,786 · $16,459+10.5%

0.62%Expense ratio$62 · $6 on $10k · lower wins0.06%

2.65%12-mo yield$265 · $296 on $10k2.96%

−10.2%Worst dropSmaller wins−6.9%

15.3%VolatilityLower wins11.8%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.5%	+11.7%	+16.3%	+20.2%	+8.1%	−10.2%	$269M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs SCHD

TPIF

Timothy Plan International

$14,786

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureTPIFSCHD

Fee0.62%0.06%

Cost on $10k a year$62$6

Yield2.65%2.96%

5 years, per year+8.1%+10.5%

3 years, per year+20.2%+19.6%

Worst drop · 1Y−10.2%−6.9%

Volatility · 1Y15.3%11.8%

5–1measures won
SCHD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: TPIF, SCHD, VT

Today

11.5%most shared, TPIF and VT

TPIFSCHDVT

TPIF—0.0%11.5%

SCHD0.0%—4.3%

VT11.5%4.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

TPIF$265 − $62 = $203

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee