TPIF vs SCHF

ATPIF

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$16,097SCHF · TPIF $15,010

Lowest cost0.03%SCHF · $3 on $10k

Most income3.06%SCHF · $306 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common39.0%TPIF and SCHF

TPIF

SCHF

Timothy Plan International ETF · $269MSchwab International Equity ETF · $68.2B

+21.8%3 years · per year$18,056 · $18,389+22.5%

+8.5%5 years · per year$15,010 · $16,097+10.0%

0.62%Expense ratio$62 · $3 on $10k · lower wins0.03%

2.66%12-mo yield$266 · $306 on $10k3.06%

−10.2%Worst dropSmaller wins−11.5%

15.0%VolatilityLower wins17.8%

2–4SCHF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · SCHF

0.5%IBE.MC0.6%

0.5%AI.PA0.5%

0.5%ZURN.SW0.4%

0.5%D05.SI0.4%

Held in common39.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$269M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.66%	+2.6%	+12.4%	+16.8%	+21.8%	+8.5%	−10.2%	$269M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs SCHF

TPIF

Timothy Plan International

$15,010

SCHF

Schwab International Equity

$16,097

MeasureTPIFSCHF

Fee0.62%0.03%

Cost on $10k a year$62$3

Yield2.66%3.06%

5 years, per year+8.5%+10.0%

3 years, per year+21.8%+22.5%

Worst drop · 1Y−10.2%−11.5%

Volatility · 1Y15.0%17.8%

4–2measures won
SCHF first

39.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: TPIF, SCHF, VXUS

Today

61.9%most shared, SCHF and VXUS

TPIFSCHFVXUS

TPIF—39.0%26.9%

SCHF39.0%—61.9%

VXUS26.9%61.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

VXUS$237 − $5 = $232

TPIF$266 − $62 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee