TPIF vs SPY

ATPIF

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income2.74%TPIF · $274 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%TPIF and SPY

TPIF

SPY

Timothy Plan International ETF · $270MState Street SPDR S&P 500 ETF · $819B

+20.1%3 years · per year$17,307 · $18,039+21.7%

+7.8%5 years · per year$14,546 · $17,118+11.3%

0.62%Expense ratio$62 · $9 on $10k · lower wins0.09%

2.74%12-mo yield$274 · $103 on $10k1.03%

−10.2%Worst dropSmaller wins−8.9%

15.1%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPIF · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.74%	−0.9%	+9.0%	+13.2%	+20.1%	+7.8%	−10.2%	$270M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs SPY

TPIF

Timothy Plan International

$14,546

SPY

SPDR S&P 500

$17,118

MeasureTPIFSPY

Fee0.62%0.09%

Cost on $10k a year$62$9

Yield2.74%1.03%

5 years, per year+7.8%+11.3%

3 years, per year+20.1%+21.7%

Worst drop · 1Y−10.2%−8.9%

Volatility · 1Y15.1%13.6%

5–1measures won
SPY first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TPIF, SPY, IVV

Today

99.9%most shared, SPY and IVV

TPIFSPYIVV

TPIF—0.0%0.0%

SPY0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$212most kept, TPIF

TPIF$274 − $62 = $212

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee