TPIF vs VXUS

ATPIF

BVXUS

Measures won4–1TPIF wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · EFA $15,113

Lowest cost0.03%VEA · $3 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−10.2%TPIF · worst fall in 1Y

Held in common26.6%TPIF and VXUS

TPIF

VXUS

Timothy Plan International ETF · $269MVanguard Total International Stock ETF · $163B

+20.2%3 years · per year$17,374 · $17,060+19.5%

+8.1%5 years · per year$14,774 · $14,758+8.1%

0.62%Expense ratio$62 · $5 on $10k · lower wins0.05%

2.65%12-mo yield$265 · $239 on $10k2.39%

−10.2%Worst dropSmaller wins−11.3%

15.3%VolatilityLower wins17.9%

4–1TPIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsTPIF · VXUS

0.4%TTE.PA0.4%

0.4%NOVN.SW0.6%

0.4%CBA.AX0.4%

0.5%IBE.MC0.3%

Held in common26.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.5%	+18.7%	+8.6%	−11.4%	$75.5B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.4%	+11.6%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.5%	+18.7%	+8.6%	−11.4%	$75.5B
3	ATPIF	Timothy Plan International ETFRead Desk	0.62%	2.65%	+2.4%	+11.6%	+16.3%	+20.2%	+8.1%	−10.2%	$269M
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPIF vs VXUS

TPIF

Timothy Plan International

$14,774

VXUS

Vanguard Total International Stock

$14,758

MeasureTPIFVXUS

Fee0.62%0.05%

Cost on $10k a year$62$5

Yield2.65%2.39%

5 years, per year+8.1%+8.1%

3 years, per year+20.2%+19.5%

Worst drop · 1Y−10.2%−11.3%

Volatility · 1Y15.3%17.9%

4–1measures won
TPIF first

26.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: TPIF, VXUS, EFA, VEA

Today

65.3%most shared, VXUS and VEA

TPIFVXUSEFAVEA

TPIF—26.6%39.4%34.0%

VXUS26.6%—45.8%65.3%

EFA39.4%45.8%—63.2%

VEA34.0%65.3%63.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

TPIF$265 − $62 = $203

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee