TPLC vs VOO

ATPLC

BVOO

Measures won2–4VOO wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−7.6%TPLC · worst fall in 1Y

Held in common18.4%TPLC and VOO

TPLC

VOO

Timothy Plan US Large/Mid Cap Core ETF · $314MVanguard S&P 500 ETF · $1.00T

+16.0%3 years · per year$15,599 · $18,224+22.1%

+7.4%5 years · per year$14,281 · $17,156+11.4%

0.52%Expense ratio$52 · $3 on $10k · lower wins0.03%

0.82%12-mo yield$82 · $110 on $10k1.10%

−7.6%Worst dropSmaller wins−8.9%

11.5%VolatilityLower wins13.5%

2–4VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPLC · VOO

0.6%COST0.6%

0.5%HD0.4%

0.4%RTX0.4%

0.4%AMGN0.3%

Held in common18.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ATPLC	Timothy Plan US Large/Mid Cap Core ETFRead Desk	0.52%	0.82%	−2.5%	+11.6%	+12.5%	+16.0%	+7.4%	−7.6%	$314M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ATPLC	Timothy Plan US Large/Mid Cap Core ETFRead Desk	0.52%	0.82%	−2.5%	+11.6%	+12.5%	+16.0%	+7.4%	−7.6%	$314M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPLC vs VOO

TPLC

Timothy Plan US Large/Mid Cap Core

$14,281

VOO

Vanguard S&P 500

$17,156

MeasureTPLCVOO

Fee0.52%0.03%

Cost on $10k a year$52$3

Yield0.82%1.10%

5 years, per year+7.4%+11.4%

3 years, per year+16.0%+22.1%

Worst drop · 1Y−7.6%−8.9%

Volatility · 1Y11.5%13.5%

4–2measures won
VOO first

18.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: TPLC, VOO, SPY

Today

93.5%most shared, VOO and SPY

TPLCVOOSPY

TPLC—18.4%19.4%

VOO18.4%—93.5%

SPY19.4%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SPY$103 − $9 = $94

TPLC$82 − $52 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee