TPLC vs VOO

ATPLC

BVOO

Measures won2–4VOO wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VTI $16,375

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−7.6%TPLC · worst fall in 1Y

Held in common18.2%TPLC and VOO

TPLC

VOO

Timothy Plan US Large/Mid Cap Core ETF · $313MVanguard S&P 500 ETF · $1.00T

+15.6%3 years · per year$15,445 · $18,079+21.8%

+7.3%5 years · per year$14,207 · $17,177+11.4%

0.52%Expense ratio$52 · $3 on $10k · lower wins0.03%

0.85%12-mo yield$85 · $110 on $10k1.10%

−7.6%Worst dropSmaller wins−8.9%

11.5%VolatilityLower wins13.5%

2–4VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsTPLC · VOO

0.6%COST0.6%

0.5%HD0.4%

0.4%RTX0.4%

0.4%AMGN0.3%

Held in common18.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATPLC	Timothy Plan US Large/Mid Cap Core ETFRead Desk	0.52%	0.85%	−0.4%	+11.1%	+11.4%	+15.6%	+7.3%	−7.6%	$313M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ATPLC	Timothy Plan US Large/Mid Cap Core ETFRead Desk	0.52%	0.85%	−0.4%	+11.1%	+11.4%	+15.6%	+7.3%	−7.6%	$313M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPLC vs VOO

TPLC

Timothy Plan US Large/Mid Cap Core

$14,207

VOO

Vanguard S&P 500

$17,177

MeasureTPLCVOO

Fee0.52%0.03%

Cost on $10k a year$52$3

Yield0.85%1.10%

5 years, per year+7.3%+11.4%

3 years, per year+15.6%+21.8%

Worst drop · 1Y−7.6%−8.9%

Volatility · 1Y11.5%13.5%

4–2measures won
VOO first

18.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: TPLC, VOO, VTI

Today

89.0%most shared, VOO and VTI

TPLCVOOVTI

TPLC—18.2%18.4%

VOO18.2%—89.0%

VTI18.4%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$109 − $3 = $106

TPLC$85 − $52 = $33

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee