TPSC vs SPY

ATPSC

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · TPSC $14,282

Lowest cost0.09%SPY · $9 on $10k

Most income1.14%TPSC · $114 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%TPSC and SPY

TPSC

SPY

Timothy Plan US Small Cap Core ETF · $349MState Street SPDR S&P 500 ETF · $819B

+17.5%3 years · per year$16,243 · $18,174+22.0%

+7.4%5 years · per year$14,282 · $17,099+11.3%

0.52%Expense ratio$52 · $9 on $10k · lower wins0.09%

1.14%12-mo yield$114 · $103 on $10k1.03%

−9.2%Worst dropSmaller wins−8.9%

14.1%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsTPSC · SPY

0.2%DVA0.0%

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	ATPSC	Timothy Plan US Small Cap Core ETFRead Desk		0.52%	1.14%	−3.0%	+12.6%	+16.1%	+17.5%	+7.4%	−9.2%	$349M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	ATPSC	Timothy Plan US Small Cap Core ETFRead Desk		0.52%	1.14%	−3.0%	+12.6%	+16.1%	+17.5%	+7.4%	−9.2%	$349M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

TPSC vs SPY

TPSC

Timothy Plan US Small Cap Core

$14,282

SPY

SPDR S&P 500

$17,099

MeasureTPSCSPY

Fee0.52%0.09%

Cost on $10k a year$52$9

Yield1.14%1.03%

5 years, per year+7.4%+11.3%

3 years, per year+17.5%+22.0%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y14.1%13.6%

5–1measures won
SPY first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: TPSC, SPY

Today

0.0%most shared, TPSC and SPY

TPSCSPY

TPSC—0.0%

SPY0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

TPSC$114 − $52 = $62

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee