IUSB vs SGOV

AIUSB

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · IUSB $10,138

Lowest cost0.03%BND · $3 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and SGOV

IUSB

SGOV

iShares Core Universal USD Bond ETF · $50.4BiShares 0-3 Month Treasury Bond ETF · $117B

+5.6%3 years · per year$11,774 · $11,419+4.5%

+0.3%5 years · per year$10,138 · $12,090+3.9%

0.06%Expense ratio$6 · $9 on $10k · lower wins0.09%

4.34%12-mo yield$434 · $363 on $10k3.63%

−4.3%Worst dropSmaller wins0.0%

3.9%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	TUSB	Thrivent Ultra Short Bond ETFRead Desk	0.20%	4.20%	−0.1%	+3.5%	+4.3%	new	new	−0.2%	$200M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	TUSB	Thrivent Ultra Short Bond ETFRead Desk	0.20%	4.20%	−0.1%	+3.5%	+4.3%	new	new	−0.2%	$200M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SGOV

IUSB

iShares Core Universal USD Bond

$10,138

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureIUSBSGOV

Fee0.06%0.09%

Cost on $10k a year$6$9

Yield4.34%3.63%

5 years, per year+0.3%+3.9%

3 years, per year+5.6%+4.5%

Worst drop · 1Y−4.3%+0.0%

Volatility · 1Y3.9%0.2%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: TUSB, IUSB, SGOV, BND

Today

[…]holdings […]

TUSBIUSBSGOVBND

TUSB—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

BND$412 − $3 = $409

TUSB$420 − $20 = $400

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee